2021 – A year of disbelieving

Knee-deep in Omicron paranoia, it isn’t easy to see through the coronavirus fog that has shrouded 2021 to give the year some perspective. Looking back, it is hard not to dismiss the

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Banking on the future

Banks are lifeless institutions in concrete buildings. What determines ‘bank policy’ is the management of a bank, not its chairs, desks, walls or ATMs. A necessary clarification is required to explain why

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A festive shot in the arm

It wouldn’t be Christmas without a last-minute dash to the shops to panic-buy a gift you forgot for someone you supposedly love. This holiday season is almost a replica of last year,

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Wishing for a green Christmas

There was no surprise the government’s car scrappage scheme was oversubscribed tenfold, with more than 3,000 motorists jumping at the opportunity for a state grant to replace their old banger with an

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Just another day at the office

Probably the most exciting gift this Christmas would be to see a British PM having resigned for his taking part in a virtual pub quiz. If botching Brexit and using the British

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